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  2. Fill out the application
  3. Enjoy your brand new bank account

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SoFi Checking and Savings is offered through SoFi Bank, N.A. The SoFi Bank Debit Mastercard® is issued by SoFi Bank, N.A., pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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