AIFUL CORP UNSP/ADR by Aiful Corp. (AIFLY)
About AIFUL CORP UNSP/ADR by Aiful Corp. (AIFLY)
AIFUL Corp. is a Japanese consumer finance company that offers a broad range of loan products including card loans, cash advances, refinancing options such as debt consolidation and refinancing plans, and business support loans for individuals and corporate clients. The company is based in Kyoto, Japan. Customers aged 20 to 69 with regular income can apply for unsecured loans without collateral or guarantors, with loan amounts ranging from 10,000 yen to 800 million yen and interest rates between 3.0% and 18.0% annually. The company provides convenient and accessible loan applications and management through PCs, smartphones, ATMs, and convenience stores nationwide, with options for same-day financing and fully web-based application processes. Its official smartphone app supports 24/7 use, biometric or PIN login, real-time loan status tracking, document submission via smartphone camera, and privacy features. First-time customers can access a maximum 30-day interest-free borrowing period on unsecured cashing loans. AIFUL offers customer support resources such as FAQs, repayment simulations, chat services including an AI chatbot, and detailed guidance on application procedures and required documentation. The company is registered with the Kinki Finance Bureau and is a member of the Japan Financial Services Association. AIFUL’s group companies also provide financial products and services including credit cards, prepaid cards, post-payment services, real estate leaseback, and pet insurance. and has subsidiaries in Japan. The company was founded in 1967 by Yoshitaka Fukuda.