Personal Loan Calculator

Don’t pay more on a personal loan than you should. Our Personal Loan Calculator shows exactly how much interest you could save by paying off your existing loan or credit card with a SoFi Personal Loan.

How to Calculate Your Personal Loan Savings

Compare your existing debt information to see how lowering your interest rate and monthly payments can help you save on total interest. Simply input the amount of your current personal loan or debt, your current interest rate, and the term of the loan. If you have multiple loans or credit cards, enter your average rate into the payoff calculator. Then see a side by side comparison of your loan or debt vs a SoFi personal loan.

Enter Your
Current Loan

OR

Compare a
SoFi Loan

Fixed
Variable
Term : 5 Years
Interest Rate : 7.075% - 13.240%
3 4 5 6 7

Current
Monthly Payment

(estimated)
$ -

SoFi
Monthly Payment

(estimated)
$ -

Monthly
Savings

(estimated)
$ -

Lifetime
Savings

(estimated)
$ -
Find My Rate

Calculated payments and savings are only estimates. Using the free calculator does not constitute an offer to receive a loan and will not solicit a loan offer. Any payments and savings will depend on the actual amounts for which you are approved, should you choose to apply.

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