Are you paying more than 12% interest on your credit cards? A personal loan from SoFi could help you save thousands. With low interest rates and a fixed monthly payment, you can pay off high interest credit cards, fund home improvements, or make a major purchase. Check your rate in just 2 minutes.
Borrow from $5k-$100k at fixed rates that start at 5.490% APR (with AutoPay)5.
No origination fees or pre-payment penalties. What you see is what you get.
Get a 0.125% rate discount✝✝ on an additional SoFi loan—just for being a member.
Simple online application and access to live customer support 7 days a week.
If you lose your job, we’ll temporarily pause your payments and help you find a new job.4
Borrowers raised their credit scores by 31 points on average when paying off credit card debt**.
Here’s how SoFi Personal Loans compare
|SoFi||Lending Club||Discover Personal Loan||Credit Cards|
5.490% – 13.490%
|5.99 – 35.89%||6.99 – 24.99%||12.00 – 22.86%6|
|Fees||No Fees||1 – 5% Origination Fee||No Fees||3% Balance Transfer Fee|
|Term||3, 4, 5, 6 or 7 years||3 or 5 years||3, 4, 5, 6, or 7 years||Rolling|
|Amount||$5,000 – $100,000||$1,000 – $40,000||$2,500 – $35,000||Varies|
Get pre-qualified online with no hidden fees and no obligation.
Choose the loan that works for you and complete your application.
Sign your documents and funds are wired to your account.
See how much you can save when you pay off your existing debt with a SoFi personal loan.Calculate Savings