Student Loan Calculator

You probably already feel like your paying too much on your student loans—but do you know exactly how much you’re overpaying? Use our Student Loan Calculator to see how much you could save by refinancing your student loans with SoFi.

How to Calculate Your
Student Loan Savings

Our calculator shows how much you can save on your student loans by refinancing with SoFi. Just add in your current student loan information, and we’ll calculate your estimated savings—both monthly and over the lifetime of your loan. If you have multiple student loans, simply combine the loans and average their principal.

Enter Your
Current Loan

OR

Compare a
SoFi Loan

Fixed
Variable
Term : 10 Years
Interest Rate : 4.125% - 6.125%
5 7 10 15 20

Current
Monthly Payment

(estimated)
$ -

SoFi
Monthly Payment

(estimated)
$ -

Monthly
Savings

(estimated)
$ -

Lifetime
Savings

(estimated)
$ -
Find My Rate

Calculated payments and savings are only estimates. Using the free student loan payment calculator does not constitute an offer to receive a loan and will not solicit a loan offer. Any payments and savings will depend on the actual amounts for which you are approved, should you choose to apply.

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