SoFi Creators Program Terms and Conditions

By consenting hereto, you (the ‘Partner”) acknowledge and agree to the terms and conditions of the SoFi Creators Program, sponsored by SoFi Credit Corp (“SoFi”), as the same may be revised from time to time (the “Terms and Conditions”). SoFi reserves the right, in its sole discretion, to revise, modify, change or remove portions of these Terms and Conditions at any time; provided however that no changes to the Terms and Conditions shall apply unless SoFi has delivered notice of such changes to the Partner.

The Partner affirms that he or she is at least 18 years of age at the time of consent to the Terms and Conditions.

2.1. Scope. During the term hereof, the Partner undertakes to use his/her best efforts to actively and effectively market and promote the SoFi financial services and/or products listed on Exhibit A (the “SoFi Products’) through: (a) websites, social media platforms, mobile apps, and other media outlets or public forums, which Partner controls or contributes to (collectively, the “Marketing Platforms”), which the Partner uses to promote SoFi Products, and (b) his/her personal promotional efforts, through Marketing Platforms, public testimonials or other statements about his/her experience with the SoFi Product, and general use of his/her public persona and influence to market SoFi Products ((a) and (b) collectively, the “Marketing Services”).

2.2 Marketing Platforms. Partner is free to select the Marketing Platforms he/she will use to promote the SoFi Products; provided however, that in the event SoFi objects, verbally of in writing, to the use of a particular Marketing Platform, Partner agrees to promptly take all steps necessary to cease further promotional activity using that media outlet and to use reasonable efforts to remove any SoFi references the Partner placed on such Marketing Platform.

2.3 Performance of Services; Referral Links.

A. Partner is solely responsible for determining the method, details and means of performing his/her Marketing Services and agrees that all such services shall be provided in a manner consistent with these Terms and Conditions.

B. The objective of Partner’s Marketing Services is to use his/her Marketing Platforms and public persona to create or deepen interest in SoFi Products and to direct potential customers to the SoFi website or the SoFi mobile app in accordance with these Terms and Conditions.

C. In performing Marketing Services, SoFi will provide Partner with access to a digital platform sponsored by Impact Tech, Inc. {the “Impact Platform”) , which is used by SoFi to manage its Partner’s Marketing Services activities. Partner is permitted to: (i) use the Impact Platform to generate a unique referral link to track customer referrals to SoFi Products (the “Referral Links”), and to record and manage his/her Marketing Activity on behalf of SoFi, (ii) place SoFi’s button and/or hypertext, banner, logo, contextual or other links and any associated cookies, beacons, script, or other tags on his/her Marketing Platforms as part of his/her Marketing Services, (iii) download and use SoFi logos and SoFi Product images via https://www.sofi.com/work-with-us and (iv) copy and use any public facing links to SoFi Products or SoFi content (e.g., SoFi Learn, the SoFi Credit Card landing page, the On the Money, etc.) in connection with the Marketing Services.

SoFi reserves the right, in SoFi’s sole and exclusive discretion, to instruct the Partner to immediately change or remove the Referral Link or any SoFi related Posting or Content from any Marketing Platform at any time and, and upon such instruction, the Partner shall immediately change or remove such reference.

D. Partner shall comply at all times with: (i) the Content Guidelines https://www.sofi.com/work-with-us/guidelines/ with respect to all Postings and Content, provided by SoFi, as the same may be amended from time to time (the “Content Guidelines’) (a copy of the current Content Guidelines as of the date hereof is attached hereto as Exhibit B), (ii) all applicable laws and regulations applicable to performing Marketing Services and (iii) all other obligations under these Terms and Conditions . Partner represents that to the extent required, he/she has and shall maintain in good standing all federal, state, and local licenses and permits necessary to perform the Marketing Services.

3. License; Intellectual Property.

3.1 Non- Exclusive License. Subject to these Terms and Conditions, SoFi hereby grants to the Partner and the Partner hereby obtains from SoFi, a nonexclusive, royalty-free, non-transferable, non-assignable and non-sub-licensable license for the term hereof, to display the SoFi logo and SoFi trademarks related to the SoFi Product, on the Partner’s Marketing Platforms solely for the purpose of promoting and marketing SoFi Products.

3.2. SoFi Intellectual Property.

A. The Partner acknowledges and agrees that: (i) he/she will use the SoFi logo or any SoFi trademark related to the SoFi Product only as permitted hereunder; (ii) he/she will use the SoFi logo or any SoFi trademark in a lawful manner and in strict compliance with all requirements prescribed by SoFi; (iii) the SoFi logo and any SoFi trademark is and shall remain the sole property of SoFi; (iv) nothing in these Terms and Conditions shall confer in the Partner any right of ownership in the SoFi logo or any SoFi trademark and all use thereof by the Partner shall inure to the benefit of SoFi; and (v) the Partner shall not, now or in the future, attempt to register any SoFi logo, trademark, domain name or other intellectual property or contest the validity of any SoFi logo, trademark, other intellectual property, or use any term or mark confusingly similar to any SoFi logo or other intellectual property.

B. The Partner agrees that it shall not bid on, buy, or use any search engine marketing (SEM) terms using the brand “SoFi” or any of SoFi’s trademarks, or any SEM terms that are misspellings of, or that could easily be confused with, such brand or trademarks.

4. Fees; Payment Terms.

In consideration for the Marketing Services, the SoFi shall pay Partner, for each eligible account opened using the Referral Link, based on the schedule set forth in Exhibit A. SoFi will not be responsible for any failure of the Partner to use the Referral Link properly.

5. Content and Postings; Periodic Reviews.

A. The Partner agrees to incorporate the Referral Links into his/her Marketing Platforms in a prominent position. In connection with Partner posting and/or sharing the Referral Links Link (collectively, “Postings”), the Partner may create audio, video, text, copy, images, animations, illustrations, information, data (including any metadata) and content (collectively, “Content”).

B. Partner agrees that all Postings and Content will comply with any Content Guidelines provided by SoFi, https://www.sofi.com/work-with-us/guidelines/ as the same may be amended by SoFi from time to time. SoFi will conduct ongoing reviews of all Postings and Content produced by the Partner to ensure such compliance. In the event SoFi determines non-compliance with the Content Guidelines or other SoFi criteria provided to Partner:

    • SoFi will provide notice to Partner of the areas of non-compliance and request that they be corrected within five (5) business days. If after five (5) business days revisions are not made, SoFi will send a second notice to the Partner. If corrections are not made promptly after receipt of the second notice, SoFi has the right to terminate these Terms and Conditions with Partner.

    • In addition, in the event evidence of non-compliance is found in three (3) consecutive months, or more than four (4) times in a twelve (12) month period, SoFi has the right to terminate these Terms and Conditions.

C. The Partner will ensure that all Postings and representations made about SoFi Products reflect the Partners honest views and experience with the SoFi Product. During the term hereof, Partner will promptly notify SoFi if he/she has a negative experience with a SoFi Product or the Partner’s opinion of the any SoFi Product changes from that which the Partner previously expressed to SoFi.

D. The Partner will comply with reasonable instructions, suggestions, and recommendations that SoFi may provide in connection with any Postings or Content, provided, however, that Partner shall have no obligation to comply with any suggestion or recommendation that will materially distort or misrepresent the Partner’s honest views and experiences with any SoFi Product.

E. During the term hereof, the Partner shall not act or engage in any practice or conduct in any manner that would be reasonably foreseeable to be detrimental to the reputation of SoFi. The Partner shall only make truthful and accurate statements with respect to SoFi and the SoFi Products, and shall not make any false, misleading, or disparaging remarks statements (or engage in any misleading acts or omissions) with respect to SoFi or the SoFi Products.

6. Non-Exclusivity.

The rights granted to the Partner hereunder by SoFi are not exclusive in any manner, and nothing herein shall limit, prevent or preclude SoFi from entering into other similar partner agreements or other agreements with other third parties and/or from granting rights to any other third party.

7. Termination.

These Terms and Conditions shall remain in effect until terminated by either Party. Either party may terminate these Terms and Conditions if the other party materially fails to perform any of his/her obligations and such failure continues for a period of thirty (30) days after receipt by the defaulting party of a written notice specifying the default. Except as set forth in Paragraph 5B. above, SoFi reserves the right, in its sole and absolute discretion, to terminate these Terms and Conditions with the Partner in its sole discretion, at any time and without advance notice. If SoFi terminates these Terms and Conditions, the Partner will immediately stop using and displaying any and all Referral Links and SoFi logos and trademarks.

8. Independent Contractor.

For all purposes of hereof, the Partner is an independent contractor and not as partner, joint venture, or agent of SoFi. The Partner is solely responsible for all taxes, withholdings, and other statutory obligations of any sort, for him/herself including, but not limited to, workers’ compensation insurance.

EXHIBIT A— SoFi Creators Program.

1. SoFi Products and Services. SoFi has engaged the Partner to promote the following SoFi Products:

SoFi Credit Card

2. Fees.

SoFi agrees to pay the Partner for each new SoFi Credit Card Account opened using the Referral Link provided by SoFi to Partner.

    • To receive credit for a referral the applicant must use the Partners unique Referral Link to open a new SoFi Credit Card Account

    • SoFi reserves the right to not honor any referral which in our sole discretion was solicited in a manner inconsistent with the spirit or language of the Terms and Conditions or the SoFi Creator’s Program.

    • Partner acknowledges that any SoFi Credit Card Accounts opened using a Referral Link which has been posted in violation the Terms and Conditions between the Parties, shall not be eligible for compensation and any funds previously paid in connection with such accounts may be deducted from any future amounts owed to Partner.

    • Note that if an applicant already has an existing SoFi Credit Card account, is on our opt-out list or the national email opt-out list or has already received and used another Partner’s unique Referral Link, SoFi will not send an email to or otherwise solicit the potential applicant.

We cannot disclose to you any information about a new Credit Card Account opened by any applicant you refer to us.


   No. of Approved SoFi Credit Cards    

   Compensation per Referral    

    0-99 Approved SoFi Credit Cards    

    $100.00    

    100-300 Approved SoFi Credit Cards*    

    $200.00    

 

*Maximum fees payable under SoFi Creators Program is $50,100 for a maximum of 300 approved SoFi Credit Card Accounts. In the event the Partner generates more than 300 approved SoFi Credit Card Accounts, during any 12-month period, the Partner will be transitioned to the “SoFi Affiliate Program”.

Exhibit B—Content Guidelines.

https://www.sofi.com/work-with-us/guidelines/

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