Refinance your
student loans.

Members save thousands by refinancing.

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Get a low-rate
personal loan.

Pay off your credit card debt.

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Make your
dream home a reality.

Put as little as 10% down, no borrower-paid PMI.

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Save, invest, and earn with SoFi.

We’re all about helping you reach your next financial goal—great rates, zero hidden fees, unprecedented service, and awesome member perks.

$30 billion in loans funded to date
98% in member savings
600,000 members

More reasons to SoFi.

Aside from a great rate on your loan, SoFi membership also means you get:

FREE access to
exclusive SoFi events.

A 0.125% rate discount✝✝
on additional SoFi loans.

Professional career
and salary guidance.

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What we look at
when we lend.

Our unique approach to underwriting looks at where you are today and where you’re headed.
We take a number of dimensions into consideration, including:




Monthly Income
vs. Expenses





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