The federal government has announced that it is waiving interest payments and suspending the obligation to make payments on federal student loans held by the government through September 30th, 2021. This calculator does not account for the impact on your federally held loans.

Student Loan Calculator

Estimate your student loan payments.

Trying to figure out how to budget towards your current or future loan payments? This calculator estimates how much you’ll be paying each month so you can better prepare for your upcoming bills.

Low student loan refi rates you just can’t beat. We’ll match any lower rates and give you $100 when your loan funds.* Terms apply. Learn more →

Understanding the
Student Loan Calculator

Whether you are looking to borrow for school or refinance your student loans, SoFi can help.

See your interest rate in just a few minutes—with no pressure to sign up.

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Need to pay
for school?

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student loans?

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