REFINANCE YOUR STUDENT LOANS WITH SOFI:

Reduce the cost of your student debt

No fees. No prepayment penalties. No catch.

Variable rates as low as

1.90% APR

and fixed rates as low as 3.50% APR with AutoPay discount1

Find My Rate

$200 Bonus

$200 welcome bonus if you register through this page!*

Savings

You can save $270 a month.3

With no origination fees, significant borrower benefits and variable rates as low as 1.90% APR and fixed rates as low as 3.50% APR (with AutoPay discount)1, SoFi offers a compelling refinancing option for both private and federal student loans.

Simplicity

Consolidate all your student loans into a single loan.

With one lender, one bill and one monthly payment, you will avoid the hassle of multiple loans and bills.

Loan Features

  • Multiple loan terms available
  • No application/origination fees
  • No prepayment penalties

"What's great about SoFi is that they make the loan process more than just getting a better rate on a loan."

Tom Pae
SoFi Borrower

Loans Funded
$1,750,000,000+
Average Savings per Borrower
$11,7832