SoFi is one of a few lenders that can consolidate and refinance both your federal and private loans.
No origination fees, no prepayment penalties, no nonsense. Plus, we offer low fixed and variable rates.
SoFi members have access to unemployment protection, wealth advisors, career services, and more to help them get—and stay—ahead.
SoFi has funded over $25 billion in loans to date—saving our 400,000 members over $2.05 billion 2b.
A simple application with friendly customer support via phone, email, chat, and social—seven days a week.
Find out if you qualify quickly and easily before you complete a full application.
SoFi offers a range of payments, rates, and terms. Choose what works best for you.
Upload documents via your smartphone and sign your paperwork electronically.
See how much you can lower your monthly payments and save on total interest by refinancing your student loans with SoFi.Calculate Savings