Take a vacation from high interest rates.

Personal Loan fixed rates start at 5.49% and variable rates
start as low as 5.28% APR (with AutoPay)5.

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Checking your rate will not affect your credit score.

Welcome Student Loan Hero customers

Are you paying more than 11% interest on your credit cards? A SoFi Personal Loan could help you save thousands. With a low fixed rate and monthly payment, you can pay off high interest debt, like credit cards, or make a major purchase. It only takes minutes to apply.

Why SoFi?


Borrow from $5k-$100k at fixed rates that start at 5.49% APR (with AutoPay)5.

No Fees.
No Catch.

No origination fees or pre-payment penalties. What you see is what you get.


Get a 0.125% rate discount✝✝ on an additional SoFi loan—just for being a member.


Simple online application and access to live customer support 7 days a week.


If you lose your job, we’ll temporarily pause your payments and help you find a new job.4


Borrowers raised their credit scores by 17 points on average when they paid off credit card debt**.

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Personal Loan Comparison6

Here’s how SoFi Personal Loans compare

SoFi Lending Club Discover Personal Loan Credit Cards
APR range

Fixed Rates

5.49% – 14.24%

(with AutoPay)5

5.99 – 35.89% 6.99 – 24.99% 12.00 – 22.86%6
Fees No Hidden Fees 1 – 5% Origination Fee No Fees 3% Balance Transfer Fee
Term 3, 4, 5, 6 or 7 years 3 or 5 years 3, 4, 5, 6, or 7 years Rolling
Instant Pre-Qualification Yes Yes Yes Varies
Amount $5,000 – $100,000 $1,000 – $40,000 $2,500 – $35,000 Varies
Unemployment Protection4 Yes No No No

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Questions? Call us for a free consultation at 855-456-7634

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