Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 1121636. (www.nmlsconsumeraccess.org)
✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
* Total value of partner offered benefits is estimated based on publicly advertised cost of comparable service offered by each partner as of 07/09/2021. Partner-offered benefits are not available to residents of Ohio.
● Personal Financial Fundamentals specialization on Coursera for 3 months is valued at $147 at $49 per month.
● Grammarly Premium access for 3 months valued at $60 at $20 per month for quarterly plan.
● Best of Evernote valued at $59 based on $9.99 cost of Evernote Premium for 6 months.
1 The promotional offer is for any SoFi student loan borrower who is not currently a paying subscriber of Evernote, and who is not a resident of Ohio. This is a limited time offer. The promotional offer must be redeemed before the expiration date, provided in the fulfillment email. Evernote reserves the right to modify or cancel the offer at any time. Open to U.S. residents only, and subject to Evernote’s Terms and Conditions here. Promotional offer is good while supplies last. Promotional offer is limited to one consumer and one account that is not currently a paying user of Evernote. Offer is non-transferable, has no cash value, and may not be resold. If you violate any of the offer terms, the offer will be invalid. At the end of the 6-month promotional trial, your subscription of Evernote Professional will automatically renew for a one-year term at the current price unless cancelled before the end of the 6-month trial.
3 This promotional benefit is provided at no cost to SoFi student loan borrowers with new loans that certify between June 30, 2021 and December 31, 2021. Borrowers are not eligible to activate the benefit until August 1, 2021. In order to access the benefit, the borrower must accept terms and conditions of service by Coursera. This offer expires within 11 months of issuance. Not available to residents of Ohio.