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Fixed rates with
AutoPay5 start at 5.990% APR

Variable rates with
AutoPay5 start at 5.74% APR

Are you paying more than 10% interest on your credit cards? SoFi Personal Loans could help you save thousands. With low personal loan interest rates and a fixed monthly payment, you can get loans to pay off credit cards, pay off high interest debt, or make a major purchase.


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Compare Rates and Terms

The following examples depict the APR, monthly payment and total payments during the life of a $30,000 personal loan. All personal loan APR rates below are shown with the Autopay Discount (0.25%)5. Your actual interest rate may be different than the rates in these examples and will be based on term of loan, your financial history and other factors. State restrictions may apply.

Payment Examples

Fixed Rate Loans

TermOrigination FeeRate (APR)No. of PaymentsMonthly PaymentTotal Payments
2 YearsNone5.99% - 14.64%24$1,329.48 - $1,449.47$31,907.60 - $34,787.36
3 YearsNone5.99% - 15.14%36$912.52 - $1,042.02$32,850.80 - $37,512.64
4 YearsNone7.75% - 15.89%48$728.86 - $848.52$34,985.19 - $40,728.92
5 YearsNone8.75% - 16.79%60$619.12 - $742.19$37,147.02 - $44,531.64
6 YearsNone9.51% - 11.86%72$548.44 - $584.37$39,487.38 - $42,074.69
7 YearsNone10.07% - 12.42%84$499.18 - $536.41$41,931.40 - $45,058.31
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