Consolidate high-interest loans and save.

Personal Loans at fixed rates start at 5.99% APR (with AutoPay)5.

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DON’T LET HIGH INTEREST INTERFERE WITH YOUR INTERESTS

Tired of juggling logins and payment schedules with a bunch of other lenders? Worst of all, are you paying more than 10% interest on those loans? A SoFi Personal Loan could help you save thousands, take control of your finances, and simplify your life by consolidating everything at a single, low rate. It only takes minutes to apply.

Why SoFi?

Serious
Savings

Borrow from $5k-$100k at fixed rates that range from 5.99% APR to 18.28% APR (with AutoPay)5.

No Fees.
No Catch.

No origination fees or pre-payment penalties. What you see is what you get.

Exclusive
Rates

Get a 0.125% rate discount✝︎✝︎ on an additional SoFi loan—just for being a member.

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Compare Rates and Terms

The following examples depict the APR, monthly payment and total payments during the life of a $30,000 personal loan. All personal loan APR rates below are shown with the Autopay Discount (0.25%)5. Your actual interest rate may be different than the rates in these examples and will be based on term of loan, your financial history and other factors. State restrictions may apply.

Payment Examples

Fixed Rate Loans

Term Origination Fee Rate (APR) No. of Payments Monthly Payment Total Payments
2 Years None 5.99% - 18.25% 24 $1,329.48 - $1,501.35 $31,907.60 - $36,032.39
3 Years None 7.34% - 16.99% 36 $930.98 - $1,069.43 $33,515.41 - $38,499.57
4 Years None 8.03% - 17.53% 48 $732.81 - $873.90 $35,174.89 - $41,947.16
5 Years None 8.54% - 18.28% 60 $616.07 - $766.38 $36,964.47 - $45,982.79
6 Years None 9.78% - 17.23% 72 $552.45 - $671.24 $39,776.59 - $48,329.27
7 Years None 10.94% - 18.28% 84 $512.73 - $635.47 $43,069.08 - $53,379.33
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