SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue,
as well as taking action as informed allies. We are donating $1 million to organizations that empower people of color and their allies.
Apply through this page to get your $300 bonus when you refinance.‡
If you’re still paying off Parent PLUS loans, you could be overpaying. Save money and simplify your payments by consolidating Federal Parent PLUS loans with SoFi. No application or origination fees. No pre-payment penalties. Flexible rates. No wonder we’ve been trusted to fund over $50 billion+ in loans to date.
Refinance and consolidate Federal Parent PLUS loans. Easily.
No application or origination fees. No pre-payment penalties.
Get a 0.125% rate discount✝︎✝︎ on an additional SoFi loan—just for being a member.
Savings for you while your child focuses on education and career.
We offer a range of options so you can optimize your monthly payments, lifetime cost, or speed of pay off. Choose the plan that fits your needs.
Rates start from 2.25% APR to 5.94% when you enroll in AutoPay.12
Rates available from 2.99% APR to 5.94% when you enroll in AutoPay.12
Get refinanced in as little as 15 minutes.
Our quick pre-qualification process lets you know if you qualify before you complete the full application.
Compare the plans available to you with specific payments, rates, and terms. Choose a plan that best fits your needs.
Upload documents to verify your current loans and identity. Screen shots or smart phone photos are acceptable. Sign your paperwork electronically.