The SoFi Parent Loan

You have a stellar student. You deserve a stellar loan.

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Congratulations! You’ve worked hard to help your child get into college.

We applaud parents like you who are helping their children finance their education and giving them the freedom to focus on learning. We believe you shouldn’t overpay for education with a one-size-fits-all parent loan.

Serious Savings

Cover up to the cost of your child's attendance with our compelling fixed and variable rate loans.

Zero Fees

No origination fees or pre-payment penalties.

Easy Application Process

Complete an online application in less than 10 minutes.

Peace of Mind

Enable your child to focus on his or her education.

Rates and Terms

We offer a variety of terms. You can select the plan that best suits your needs.

Variable Rate

Loans starting from 3.18% to 5.43% APR (with AutoPay)*

Fixed Rate

Loans available from 4.13% to 7.13% APR (with AutoPay)*

Choose from available terms

What to expect when you apply for a SoFi Parent Loan


Complete and submit your application online.


Most applicants receive a quick decision on qualification.


Upload all requested documents directly to our system.


Conveniently sign your loan documents online.

Set Up

Optionally enroll to have monthly payments deducted from your bank account.

We are accepting applications for the SoFi Parent Loan for the 2015-2016 academic year.

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Call us for a loan consultation at 855-456-SOFI
or explore our Frequently Asked Questions

Loans Funded
Average Savings per Borrower