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Introducing SoFi Parent Loans

You have an exceptional student.
You deserve an exceptional loan.

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Freedom to focus on what matters

With our unique parent loan options, you can help finance the education you started building so many years ago. You’ve worked hard to help your child get into college and now you can give them the freedom to focus on learning.

Why SoFi?


Cover up to the cost of your child's attendance with our compelling fixed and variable rate loans.

No Fees.
No Catch.

No origination fees or pre-payment penalties. That’s more money in your pocket.


Simple online application and access to live customer support 7 days a week.

of Mind

Enable your child the opportunity to focus on their education and to succeed.

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Rates and Terms

We offer a range of options so you can optimize your monthly payments, lifetime cost, or speed of payoff. Choose the plan that fits your needs.

Variable Rate

Rates start from 2.93% to 5.18% APR (with AutoPay).7

Fixed Rate

Rates available from 4.50% APR to 7.50% APR (with AutoPay).7

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So Easy

Get approved in as little as 15 minutes.

Online Pre-Approval

Our quick pre-approval process lets you know if you qualify before you complete the full application.

Select a Loan

Compare the plans available to you with specific payments, rates, and terms. Choose a plan that best fits your needs.

Upload Documents & Sign

Upload documents to verify your identity. Screenshots or smart phone photos are acceptable. Sign documents electronically.

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