Whether you’re looking to buy or refinance your dream home, we’re here to help you save. Our underwriting approach may help you qualify for more financing than traditional lenders offer. We offer flexible down payments starting at 10%, even on jumbo loans, and different refinancing options that can lower your monthly payments. See what a SoFi mortgage can offer you.
Put as little as 10% down with no borrower-paid mortgage insurance required.
Discover the real rates you pre-qualify for online.
Qualify for more financing with flexible debt-to-income limits.
Get a 0.125% rate discount✝✝ on an additional SoFi loan—just for being a member.
No application or origination fees.
We’ll help you close quickly, so you can get in your new home in no time.