

Samsung Money by SoFi charges you no account fees.
Whether you’re storing cash until you’re ready to invest or working toward a down payment, Samsung Money by SoFi can help you on your way—with no account fees while you’re at it.
We work hard to charge no account fees. With that in mind our fee structure is subject to change at any time.1
No account
minimum fees
Samsung Money by SoFi is a cash management account that doesn’t require you to have a minimum balance—and doesn’t charge you for not having a certain amount.
No overdraft fees
We built Samsung Money by SoFi to protect you from overdrafting, but in the off-chance it happens, you won’t get charged.2
Our goal is to eliminate as many fees as possible. That being said, our fee structure is subject to change at any time.


No ATM fees at 55,000+ ATMs worldwide1
When you need cash, you shouldn’t be charged for it—no matter where you are. With Samsung Money by SoFi, ATMs are fee-free at any ATM within the Allpoint® Network.
Our goal is to eliminate as many fees as possible. That being said, our fee structure and ATM fee reimbursement structure is subject to change at any time.
Full transparency
We’re proud to say that Samsung Money by SoFi has no account fees and no service charges—and we’re working hard to keep it that way. That being said, our fee structure is subject to change at any time.1
Service charges
First replacement card $0
Additional replacement card $0
Replacement card rush delivery $0
Stop payment $0
Statement & research—Legal processing $0