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Guide to How Travel Credit Cards Work
https://www.sofi.com/learn/content/how-do-travel-credit-cards-work/
Travel credit cards can deliver such perks as airline miles, hotel points, or other rewards with every purchase. Deciding which travel credit card makes sense will depend on what types of benefits and rewards matter the most for you. If you’re a frequent traveler with one airline or hotel chain, for instance, you might find […]
What Is the Average Credit Score for a 23-Year-Old?
https://www.sofi.com/learn/content/average-credit-score-for-a-23-year-old/
It can take time to build credit and achieve a high credit score, especially for a 23-year-old, who may have recently entered the workforce or still be in school. But as of August 2024, Generation Z, which includes people aged 18-26, has an average FICO® credit score of 681. This is considered a “good” score […]
What’s the Difference Between a Hard and Soft Credit Check?
https://www.sofi.com/learn/content/soft-vs-hard-credit-inquiry-need-to-know/
The main difference between a soft vs. hard credit check is that each hard check can knock a few points off your credit score, whereas soft checks don’t affect your score. Both hard and soft checks pull the same financial data but for different purposes. Hard checks are typically done when you apply for a […]
Condo vs Apartment: What Are the Differences?
https://www.sofi.com/learn/content/condo-vs-apartment/
Both apartments and condominiums share quite a number of traits but differ in ownership. Apartments are often found in large residential complexes owned by a company. These complexes are often operated by professional property managers. Condos are also usually located in large residential complexes, but each condo unit is typically owned by an individual owner. […]
Common Moving Costs: What You Need to Know
https://www.sofi.com/learn/content/common-moving-expenses/
About 25.6 million Americans made a move in 2023, which amounts to 7.8% of the country’s population. As you may be aware, a move can be expensive. Current estimates reveal that a local move for the contents of a three-bedroom home costs approximately $2,200, while a long-distance move is easily twice that. What’s more, amid […]