“What Percentage of Your Credit Should You Use”

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760 Search Results

Understanding Purchase Interest Charges on Credit Cards

Understanding Purchase Interest Charges on Credit Cards

https://www.sofi.com/learn/content/understanding-credit-card-purchase-interest-charges/

In a high interest rate climate, especially after historic lows, you may be more aware of purchase interest charges on your credit card statement. These charges are a wordy way of saying interest, which you owe when you don’t pay your credit card statement balance in full. Read on for more about credit card interest, […]


How Many Bank Accounts Should I Have?

How Many Bank Accounts Should I Have?

https://www.sofi.com/learn/content/having-multiple-bank-accounts/

There is no one-size-fits-all answer to how many bank accounts you should have. The answer will likely be, “It depends”. Your personal and financial situation and goals will impact whether you have just one or two accounts or several of them with different purposes. For example, a recent college grad who is just entering the […]


How to Keep Track of Your Student Loans

How to Keep Track of Your Student Loans

https://www.sofi.com/learn/content/keeping-track-of-student-loans/

More than 50% of students who earn a bachelor’s degree graduate college with some debt. The average student loan debt, including federal and private loans, is $38,375. The key to paying down that debt quickly is to stay organized. If you have a mix of federal and private loans (with different payment plans, interest rates, […]


Financial Hardship Loans: What Are They and How Can You Apply?

Financial Hardship Loans: What Are They and How Can You Apply?

https://www.sofi.com/learn/content/hardship-loans/

A financial hardship loan is a type of loan that can help people get through such monetary challenges as unemployment or medical debt. Some people may have emergency savings to dip into or family or friends who can help them out if the unexpected happens. But for those who can’t access such resources, a hardship […]


When to Take Social Security: Age 62 vs. 67 vs. 70

What Age Should You File for Social Security? 62 vs 65 vs 67?

https://www.sofi.com/learn/content/when-to-apply-for-social-security/

Social Security is a critical part of most people’s retirement plans, and knowing when to start drawing on those benefits is important. Having an idea of how much you could ultimately receive from Social Security can help you determine other parts of your plan, and help you reach your retirement goals, particularly when you rope […]


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