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Are You a Shopaholic? Signs to Know
https://www.sofi.com/learn/content/signs-of-a-shopaholic/
People shop for all kinds of reasons — to acquire the things they need or want, to browse stores for new and interesting finds, and (sometimes) for the little thrill that comes with snagging a great deal. For some people, however, shopping crosses the line into unhealthy territory. If you tend to hit the stores […]
What Is House Hacking?
https://www.sofi.com/learn/content/house-hacking/
House hacking is a relatively new term for an old-school goal: Finding a way to earn income from a property you own while you also reside there. Generally, house hacking is defined as renting out parts of your home (one or two rooms, a basement apartment, or one side of a duplex, for example), and […]
Line Item Budget: Definition, Tips, Examples and Templates
https://www.sofi.com/learn/content/building-line-item-budget/
A line item budget is a detailed look at your income and your expenses, and it can help you manage your money more effectively. Like any type of budget, the purpose of a line item budget is to help you understand how much money you have flowing in and out every month. It also provides […]
How Do Negative Interest Rates Work?
https://www.sofi.com/learn/content/negative-interest-rates/
Negative interest rates mean borrowers could be rewarded for taking out loans. Here’s an explanation of other effects negative rates might have.
House or Condo: Which is Right For You? Take The Quiz
https://www.sofi.com/learn/content/house-vs-condo-quiz/
If you’re thinking about buying a home in the not-too-distant future, you may be wondering what kind of property to purchase. Would a single-family house be better, or perhaps a condo unit? Some important factors: Do you prefer being in a city, perhaps in an apartment or townhome, or are you all about a house […]