23 Search Results
How to Remove a Closed Account from Your Credit Report
https://www.sofi.com/learn/content/remove-a-closed-account-from-credit-report/
Just because you’ve closed an account, that doesn’t mean the information will automatically disappear from your credit report. That account can continue to impact your credit score for years — in good ways and not-so-good ways. There are a few different things you can try if you want the account removed from your credit reports, […]
Guide to Metal Credit Cards: What You Need to Know
https://www.sofi.com/learn/content/what-is-a-metal-credit-card/
Pulling a metal credit card out of your wallet was once considered a status symbol. Today, however, more card issuers have added credit card metal options to their card offerings for customers who prefer a sleek — and heavier — alternative to plastic. But beyond being metal instead of plastic, you may wonder what is […]
Budgeting as a New Doctor
https://www.sofi.com/learn/content/budgeting-for-doctors/
Dr. Christine M. has always been goal-oriented about her finances. That approach worked well when she decided to become a doctor. She stretched an annual salary of $55,000 during her five years as a resident and fellow. Once she became a new doctor in private practice on the East Coast, she made paying down her […]
The Growing Average Credit Card Debt in America
https://www.sofi.com/learn/content/growing-average-credit-card-debt/
Hard as this may be to imagine, 75 years ago, we didn’t have anything like today’s modern credit cards. Nowadays, studies are conducted annually to monitor the rising average credit card debt in our country, and this figure is seen as an indicator of the economy and of people’s individual spending habits. It wasn’t as […]
How Does a Finance Charge on Credit Cards Work?
https://www.sofi.com/learn/content/how-credit-card-finance-charges-work/
What is a finance charge? How about a purchase charge? The jargon used to describe credit card late fees is enough to make anyone’s head spin. Unfortunately, a survey by CreditCards.com of 100 common credit cards found that while fees have remained stable (or even gone down a bit) thanks to recent annual percentage rate […]