148 Search Results
What Is a Credit Card Billing Cycle?
https://www.sofi.com/learn/content/what-is-a-billing-cycle-for-a-credit-card/
You can count on your credit bill arriving every month, thanks to your billing cycle, or the length of time between one statement’s closing date and the next. But how does a billing cycle for a credit card work and does it impact your credit score? Many of us aren’t exactly sure, even if we […]
How Much Credit Card Debt Is Too Much?
https://www.sofi.com/learn/content/how-much-credit-card-debt-is-too-much/
Credit card debt is usually high-interest debt, meaning what you owe can snowball. You might charge some holiday gifts, then need new brakes, and then a friend asks if you can join on a low-cost getaway to Mexico. Next thing you know, you have a sizable balance due. And chipping away with minimum payments isn’t […]
Think Before You Swipe This Holiday Season
https://www.sofi.com/learn/content/sofisays/think-before-you-swipe-this-holiday-season/
If you plan to swipe your way through the gifting season, we have some tips for making sure you don’t start the new year with a massive debt hangover. Using a credit card is convenient and can come with added perks like cash back or other rewards. But when not used carefully, the lure of […]
When Is the Best Time to Book Holiday Travel?
https://www.sofi.com/learn/content/holiday-travel-tips/
If you are planning on traveling over the winter holidays, join the club: So are many of your fellow Americans, with the Sunday after Thanksgiving typically being the very worst, most overcrowded day to pile onto a flight. But don’t let that deter you from having a great time with friends and family during the […]
How to Build a Credit Card Payoff Plan
https://www.sofi.com/learn/content/building-credit-card-payoff-plan/
Got credit card debt? You’re certainly not the only one. Americans owe a total of $905 billion n in credit card debt alone. Finding your way out of credit card debt can be pretty stressful. But maybe the energy you’re expending watching your balance creep up could be better spent devising a payoff plan. Creating […]