84 Search Results
84 Search Results
https://www.sofi.com/learn/content/what-is-an-unsecured-credit-card/
Unsecured credit cards, which don’t require a form of collateral to use them, tend to be the most popular kind of credit card. In addition to helping you build credit, these cards often come with perks and benefits, like cash back rewards or free travel insurance. To decide if an unsecured credit card is right […]
https://www.sofi.com/learn/content/how-to-manage-multiple-credit-cards/
Having multiple credit cards brings certain benefits. On average, Americans use two to three credit cards at a time, often to take advantage of various perks and rewards programs. Another reason to own multiple credit cards is they can boost your credit score when managed sensibly. That said, juggling credit lines can get out of […]
https://www.sofi.com/learn/content/personal-loan-history-of-credit-cards/
It’s hard to believe that Americans ever got by without plastic, but the credit card is less than 75 years old. There’s a good chance your grandparents could tell you about life in the days of nothing but cash or checks. Today, about 84% of Americans have at least one credit card, which allows them […]
https://www.sofi.com/learn/content/using-credit-cards-pay-off-student-loans/
Making student loan payments with a credit card can be tempting. After all, if your credit card offers you rewards like points or miles, by putting your student loan payments on your card, you could be cashing in on points and scoring a free flight to Vegas, right? On the flip side, you might be […]
https://www.sofi.com/learn/content/what-is-a-virtual-credit-card/
While using your credit card can be an easy and convenient way to make purchases, you’ll need to be on the lookout for would-be thieves. The level of credit card fraud that occurs is staggering. According to recent data from industry publication The Nilson Report, payment card losses amounted to $27.85 billion in 2019. To […]
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