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406 Search Results

Understanding Purchase Interest Charges on Credit Cards

Understanding Purchase Interest Charges on Credit Cards

https://www.sofi.com/learn/content/understanding-credit-card-purchase-interest-charges/

In a high interest rate climate, especially after historic lows, you may be more aware of purchase interest charges on your credit card statement. These charges are a wordy way of saying interest, which you owe when you don’t pay your credit card statement balance in full. Read on for more about credit card interest, […]


Why Your Student Loan Balance Never Seems to Decrease

Why Your Student Loan Balance Never Seems to Decrease

https://www.sofi.com/learn/content/student-loan-balance-never-decreases/

If you’ve been making your student loan payments, yet your balance isn’t budging — or even worse, it’s gone up — you may be asking yourself, why did my student loan balance increase? The likely reason is that your monthly payments are not covering all the interest that has accrued, which may be a result […]


Are The Art Institutes Loans Being Forgiven?

Are The Art Institutes Loans Being Forgiven?

https://www.sofi.com/learn/content/art-institute-loan-forgiveness/

If you attended The Art Institutes between 2004 and 2017, you may qualify for federal student loan forgiveness. During that time, according to an investigation by the U.S. Department of Education (DOE), The Art Institutes made “substantial misrepresentations” about students’ chances of employment after graduation. In 2024, the Biden-Harris administration announced more than $6.1 billion […]


What Is a Home Equity Loan and How Does It Work?

What Is a Home Equity Loan and How Does It Work?

https://www.sofi.com/learn/content/what-is-a-home-equity-loan/

A home equity loan is a way to finance a large purchase, complete home renovations, or consolidate high-interest debt by tapping into the equity of your home. Your home secures the loan, and funds are disbursed all at once. With your home as collateral, lenders have reason to believe you’ll make on-time, full payments, so […]


What Does a Mortgage Loan Officer Do?

What Does a Mortgage Loan Officer Do?

https://www.sofi.com/learn/content/mortgage-loan-officer/

A mortgage loan officer, also called a mortgage loan originator, helps borrowers determine if they qualify for a home loan, and, if so, aids homebuyers in finding the right type of mortgage and best interest rate and terms for them. Throughout the home-buying process, your mortgage loan officer will review your information, collect necessary documentation, […]


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