83 Search Results
83 Search Results
https://www.sofi.com/learn/content/what-does-pre-approved-mean-for-a-credit-card/
When you get preapproved for a credit card, you’ve met initial criteria to receive an offer to get a credit card. In other words, you’ve popped up on a list of consumers who satisfy a credit card company’s requirements and are being invited to apply for a card. Here, you’ll learn the details of how […]
https://www.sofi.com/learn/content/minimum-credit-score-for-credit-card/
There is no minimum credit score needed for a credit card. Even borrowers with poor credit (a score of 300 to 579) or no credit card at all can qualify for some credit cards. However, options for bad-credit borrowers are limited and usually come with a high annual percentage rate (APR) and fees. Borrowers with […]
https://www.sofi.com/learn/content/sweet-vs-cardona/
Around 200,000 holders of federal student loans who attended schools that they say defrauded or misled them filed a lawsuit known as Sweet v. Cardona in 2019. After the court ruled in their favor in 2022, these borrowers began receiving debt relief from the Department of Education (DOE) as part of a $6 billion settlement, […]
https://www.sofi.com/learn/content/can-you-overdraft-a-debit-card/
It’s possible to overdraft your account with a debit card if you have signed up for your bank’s overdraft coverage, which can enable a transaction to go through even when the account is short of the funds needed to cover it. However, you may wind up paying expensive overdraft fees on your purchase or withdrawal. […]
https://www.sofi.com/learn/content/credit-card-approval-odds/
Figuring out whether you will get approved for a credit card is seemingly simpler now with credit card approval odds calculators. These tools can offer guidance, highlighting credit cards with high approval odds in your favor. However, they are not always reliable. It can be helpful to also understand the key factors that can help […]
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