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Guide to Cleaning Credit Cards
https://www.sofi.com/learn/content/clean-credit-card/
There are many ways you can keep your credit card clean without worrying about damaging the plastic, chip, or magnetic strip. Even better, most cleaning methods take less than 30 seconds. During the course of a day, your card can pass through many hands and see plenty of action in credit card readers and ATMs. […]
Differences Between Store Credit Cards vs Major Credit Cards
https://www.sofi.com/learn/content/store-card-vs-credit-card/
Whether to use store credit cards vs. major credit cards can be a very personal decision. Store cards have limited reach and may have higher interest rates, but they can give additional perks specific to their store. Standard credit cards may not offer those rewards, but their near universal acceptance and their own benefits could […]
What Are Banks? Definition and Explanation
https://www.sofi.com/learn/content/what-is-a-bank/
You may think of a bank as simply a safe place to put your money. But banks do a lot more than accept deposits. They also extend loans, facilitate payments, exchange currency, set monetary policy, and provide a range of other financial services to individuals, businesses, and governments. Here are key things to know about […]
What Is a Financial Plan? Definition & Examples
https://www.sofi.com/learn/content/what-is-a-financial-plan/
A financial plan is a document used for managing your money and investments to help you achieve your goals. Having this kind of document allows you to map out the actions you need to take as you work toward important milestones, like paying down debt or saving for retirement. You can create a financial plan […]
Dual Income No Kids (DINKs): Definition and Explanation
https://www.sofi.com/learn/content/dual-income-no-kids-lifestyle/
The acronym “DINK” stands for “dual income, no kids,” and references a household in which two adults are working for an income (dual incomes) but do not have children (no kids), and as a result, fewer expenses. DINKs have become more common over the years as many young adults have opted not to have children, […]