79 Search Results
79 Search Results
https://www.sofi.com/learn/content/how-to-freeze-your-credit/
Freezing your credit involves contacting the credit bureaus online, by phone, or by mail to lock down your information for free. Credit cards and personal information can (and do) get hacked or stolen. Because of this unfortunate reality, it’s important to know how to freeze your credit. A credit freeze can help prevent identity theft […]
https://www.sofi.com/learn/content/credit-score-ranges/
Almost everyone in the U.S. (and many other countries) has a credit score, which is a three-digit number that some lenders use to evaluate whether or not to extend credit to you. In some cases, a lender will use your exact credit score as a determining factor. In other cases, they’ll group similar credit scores […]
https://www.sofi.com/learn/content/gas-credit-cards-vs-gas-station-credit-cards/
Gas credit cards can be one option to earn a rebate on gas purchases, either in the form of cash back or other types of credit card rewards. This can make gas purchases help with your budgeting efforts. There are many different types of gas credit cards, each with their own pros and cons. Some […]
https://www.sofi.com/learn/content/how-to-rent-an-apartment-with-no-credit/
Many landlords will only consider prospective tenants with decent credit scores. However, some private landlords who are eager to fill empty rentals quickly may advertise “no-credit-check” apartments. In other cases, smaller family-owned buildings just don’t have the same documentation requirements as bigger complexes handled by property managers or brokers. Even if the building you’re interested […]
https://www.sofi.com/learn/content/does-a-background-check-affect-your-credit-score/
You’ve been offered a job and everything is falling nicely into place — until your potential employer tells you they need to do a background screening, which will include running a credit check. Your credit score isn’t where you want it to be, and suddenly you’re very concerned. Will they rescind the offer based on […]
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