396 Search Results
396 Search Results
https://www.sofi.com/learn/content/700-credit-score/
If you have a 700 credit score, you’re considered to have good credit. You may qualify for more competitive rates and options in terms of lending products. However, you may not get the best rates available, nor more premium products like luxury rewards credit cards. That’s because while 700 is a good credit score, it’s […]
https://www.sofi.com/learn/content/does-getting-married-affect-your-credit-score/
Marriage doesn’t directly affect your credit scores since you and your spouse will each still maintain separate credit histories. However, both of your credit histories can affect any shared accounts and future possibilities of taking out a loan together. Or, if you live in a community property state and take out loans after getting married, […]
https://www.sofi.com/learn/content/do-monthly-subscriptions-build-credit/
Monthly subscriptions to digital services can help build credit in some situations. Having a subscription in and of itself doesn’t impact your credit score. However, you could build credit if your payments for these subscriptions are reported to the credit bureaus. This typically happens if you use certain payment methods like a credit card. If […]
https://www.sofi.com/learn/content/do-gas-cards-build-credit/
If you’re attempting to build credit from scratch, a gas credit card can help. That’s because, similar to other types of credit cards, gas credit cards report your payments to the three major credit reporting bureaus. Further, gas cards are good for building credit because they tend to be easier to get approved for than […]
https://www.sofi.com/learn/content/what-is-credit/
Credit allows you to borrow money to access money, goods, or services, with the expectation that you’ll later pay back the amount you borrowed. This could come in handy if you want to make a purchase that you can’t immediately pay for, such as taking out a mortgage to buy a home or an auto […]
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