“Best Credit Union Credit Card”

396 Search Results

396 Search Results

What Is Considered a Bad Credit Score?

What Is Considered a Bad Credit Score?

https://www.sofi.com/learn/content/bad-credit-score-range/

On the popular credit score spectrum of 300 to 850, a credit score of 579 or lower is usually classified as poor, and a score between 580 and 669 is considered fair. Only when a score is 670 or higher does it typically count as good. That said, each lender makes its own determination of […]


What Does Annual Income Mean When Applying for a Credit Card?

What Does Annual Income Mean When Applying for a Credit Card?

https://www.sofi.com/learn/content/what-does-total-annual-income-mean/

When you apply for a credit card, the credit card issuer will ask you for your annual income. They want to be sure you have the means to pay your bills on time. Issuers may ask you to calculate your income in specific ways. For example, they may ask for net income or gross income […]


How to Freeze Your Credit

How to Freeze Your Credit

https://www.sofi.com/learn/content/how-to-freeze-your-credit/

Freezing your credit involves contacting the credit bureaus online, by phone, or by mail to lock down your information for free. Credit cards and personal information can (and do) get hacked or stolen. Because of this unfortunate reality, it’s important to know how to freeze your credit. A credit freeze can help prevent identity theft […]


8 Tips for Buying a House When You Have Bad Credit

8 Tips to Buy a House When You Have Bad Credit

https://www.sofi.com/learn/content/how-to-buy-a-house-with-bad-credit/

Buying a house when you bad credit can be challenging, but it’s doable with planning and preparation. Subprime borrowers — homebuyers with low credit scores — may be eligible for both federally backed loans and conventional mortgages. If your credit score is less than stellar but you’re ready to buy a home, it’s important to […]


Credit Builder Loan vs Secured Credit Card: Which Is Better for You?

Credit Builder Loan vs Secured Credit Card: Which Is Better for You?

https://www.sofi.com/learn/content/credit-builder-loan-vs-secured-credit-card/

If you’re trying to build your credit, you may encounter a bit of a Catch-22: You likely need a good credit history to successfully apply for credit. But how do you do that if you don’t have solid credit? Fortunately, products like credit builder loans and secured credit cards can help you build a favorable […]


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