403 Search Results
403 Search Results
https://www.sofi.com/learn/content/pay-off-credit-card-debt-personal-loan/
The average American carries about $6,455 in credit card debt as of early 2025, and that figure is up by $200 year over year, according to TransUnion®, one of the major credit bureaus. If you’re struggling with credit debt, whether it’s higher or lower than that average figure, one method to consider is taking out […]
https://www.sofi.com/learn/content/fico-score-vs-credit-score/
When applying for a form of credit such as a personal loan or credit card, applicants likely have their credit score top of mind. As they review their different credit scores, they may wonder: What’s the difference between a FICO® Score and a credit score? Put simply, a FICO Score is simply a type of […]
https://www.sofi.com/learn/content/credit-score-updates/
Most businesses report information to the credit bureaus every 30 to 45 days. Each on-time payment you make may barely affect your score, while a missed payment can have a significant effect. But how often does your credit score update? Let’s find that answer, and learn how to keep an eye on your credit history […]
https://www.sofi.com/learn/content/what-is-creditworthiness-2/
To be creditworthy means you are considered suitable to access credit, whether that means you’re getting a loan or a line of credit (such as a credit card). You have proven that you have managed debt responsibly in the past and are likely to do so again in the future. In other words, lenders see […]
https://www.sofi.com/learn/content/student-loan-refinance-with-bad-credit/
It’s possible to refinance your student loans with bad credit, but you may face challenges getting approved with a low credit score. This may also lead to a higher interest rate. When you refinance your student loans, a private lender will take a look at your credit score to evaluate how well you’ve paid off […]
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