84 Search Results
84 Search Results
https://www.sofi.com/learn/content/700-credit-score/
If you have a 700 credit score, you’re considered to have good credit. You may qualify for more competitive rates and options in terms of lending products. However, you may not get the best rates available, nor more premium products like luxury rewards credit cards. That’s because while 700 is a good credit score, it’s […]
https://www.sofi.com/learn/content/bad-credit-business-loans/
If you’re looking for a small business loan with bad credit or no credit, you could face some extra hurdles. Banks tend to prefer borrowers with a good credit score — typically a personal credit score of 670 or higher — leaving business owners wondering how to apply for a business loan if they have […]
https://www.sofi.com/learn/content/credit-score-simulator/
A credit score simulator is an online tool that can help you see how certain behaviors and decisions might impact your credit score in the future. It might take your existing credit history into account and how certain actions could affect your credit score. For example, perhaps you open a new credit card or have […]
https://www.sofi.com/learn/content/maxed-out-credit-card/
When you’ve maxed out on your card — or reached your credit card spending limit — it can have a negative impact on your finances. Here’s a closer look at what happens if you max out on a credit card and how it can affect your credit score, as well as how to prevent maxing […]
https://www.sofi.com/learn/content/refinancing-credit-card-debt/
Spending is on the rise — and so is consumer debt. Americans carry, on average, three credit cards and have $6,501 in credit card debt. Overall, U.S. credit card debt is $129 billion higher than it was one year ago. That amount of debt can be a challenge to pay down along with regular monthly […]
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