Save on your student loans by choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Ever. Plus, you can now earn one TrueBlue® point for every $2 you refinance, up to 50,000 points✝✝.
Fixed rates start at 3.90% APR and variables are as low as 2.56% APR , when you enroll in AutoPay1.
Find My RateChecking your rate will not affect your credit score✝.
SoFi can consolidate and refinance both federal and private loans.
With terms from 5-20 years, save money on payments or pay off your loan faster.
See what SoFi can do for you and your finances.
Select a product below and get your rate in just minutes.