Get up to 50,000 points

Got student loans? With SoFi, members save $2902f every month on average with a longer term, freeing up cash for the things that matter most (ie: vacation). No hidden fees, no strings attached. Plus, you can now earn one TrueBlue® point for every $2 you refinance, up to 50,000 points✝✝.

Fixed rates start at 3.999% APR and variables are as low as 2.480% APR , when you enroll in AutoPay1.

Find My Rate

Checking your rate will not affect your credit score.

Why refinance
student loans
with SoFi?

Learn more

One monthly bill.

SoFi can consolidate and refinance both federal and private loans.

Flexible terms.

With terms from 5-20 years, save money on payments or pay off your loan faster.

No hidden fees.

No origination fees and no prepayment penalties.

Learn more


Call us for a free consultation
855-525-7634 (SOFI)

Find My Rate
SSL Encrypted
Equal Housing Lender