Albert wants you to get $310.

You and Albert get $10 each when you check your SoFi personal loan rate. You and Albert get another $300 each when you fund your SoFi loan.

Low rates. No fees. Personal loans made easy. Fixed personal loans rates range between 5.99% APR to 20.25% (with AutoPay).1

Checking your rate will not affect your credit score.✝︎

Helping members reach
financial independence since 2011.


members and counting


of surveyed members would
recommend SoFi to a friend*

Why a SoFi Personal Loan?

Low Rates

Borrow up to $100k with low rates ranging from 5.99% APR to 20.25% APR (with AutoPay).5

Easy Experience

Simple online application and access to live customer support 7 days a week.

Unemployment Protection

If you lose your job, we'll temporarily pause your payments and help you find a new job.4

Official Rules

The following describes the Terms of Service which apply to participation in the referral or account opening promotional programs (collectively, the “Referral Programs“) currently offered by Social Finance, Inc. (“SoFi“) and its affiliates. If you wish to participate in any Referral Program described below, you agree to the terms for such Referral Program described in Part I below, as well as the General Terms and Conditions in Part II, which apply to all Referral Programs.

*Please note that any friend whom you’d like to refer must use your specific product referral link in accordance with the terms and conditions associated with the specific promotional campaign for that link. Note you have separate referral links for (1) Personal Loans and Student Loans, (2) Money, and (3) Invest products. Only one referral reward and one welcome bonus per new customer. You will not receive multiple referral bonuses for the same friend taking out multiple loans or products, nor will your friend receive multiple welcome bonuses for taking out multiple loans or products. SoFi mortgages are never eligible for the SoFi Referral Program. Additional terms and conditions apply.

Program terms—Part I

General terms and conditions—Part II