SoFi Money App

Nathan wants you to get $50.

  • 1

    Sign up for SoFi Money® in minutes.

  • 2

    Fund your account with $500 or more.

  • 3

    Get $50—plus, you can get cash back rewards when you spend on a debit card with no account fees.

We work hard to charge no account fees. With that in mind, our fees charged are subject to change at any time. See our terms and conditions.

Get Your Money Right®

We believe your money should help you achieve your ambitions, not
hold you back. That’s why SoFi Money has no account fees and
earns you cash back rewards when you spend and save.

Pay no account fees and no ATM fees at 55,000 ATMs.1

Earn cash back rewards on spending with recurring $500 monthly deposits.

Earn 5x the national average on savings with recurring $500 monthly deposits.2

Official Rules

Please note that any friend whom you’d like to refer must use your specific referral link to sign up for the product they want. Only one referral reward and one welcome bonus per new customer: you will not receive multiple referral bonuses for the same friend taking out multiple loans or products, nor will your friend receive multiple welcome bonuses for taking out multiple loans or products. SoFi mortgages are never eligible for the SoFi Referral Program. Additional terms and conditions apply.

Program terms

Terms and conditions