Your invite link from Kevin has expired.

Ask Kevin to share a fresh SoFi Money® invite link with you, so you can both earn your bonuses—plus, you can get ATM fees reimbursed and spend on a debit card with no account fees.

SoFi Money App

Helping members reach
financial independence since 2011.


members and counting


of surveyed members would
recommend SoFi to a friend3

Save, spend, and earn—all in one product.

Coming soon: Cash back rewards

With SoFi Money® you’ll earn cash back rewards any time you spend on brands you love.

Pay no account fees

We don’t think your money should cost you money. That’s why we don’t charge account fees.

ATM fees reimbursed1

Use any ATM worldwide that accepts Mastercard® and we’ll reimburse you for the fees.

Quick sign up

Sign up for SoFi Money® and open an account in minutes. It’s that easy.

We work hard to give you high interest and charge no account fees. With that in mind, our interest rates, fees charged, and ATM fee reimbursement policies are subject to change at any time. See our terms and conditions.

Official Rules

Please note that any friend whom you’d like to refer must use your specific referral link to sign up for the product they want. Only one referral reward and one welcome bonus per new customer: you will not receive multiple referral bonuses for the same friend taking out multiple loans or products, nor will your friend receive multiple welcome bonuses for taking out multiple loans or products. SoFi mortgages are never eligible for the SoFi Referral Program. Additional terms and conditions apply.

Program terms

Terms and conditions