Save thousands on
your student loans.

You can save money each month –
or pay off your loan sooner.

Confirmation # required

Where’s my confirmation #?

Your confirmation # is a 13—digit code on the right hand side of the SoFi offer you received in the mail.

Don’t worry—checking your rate will not affect your credit score.†︎

NOTICE: Recent legislative changes have suspended all federal student loan payments and waived interest charges on federally held loans until 5/1/22. Please carefully consider these changes before refinancing federally held loans with SoFi, as in doing so you will no longer qualify for these changes or other current or future benefits applicable to federally held loans.

Get $350 when you fund your Sofi Lending Corp. (or an affiliate) Student loan refinance loan by 8/13. Void where prohibited by state law not available to OH residents and cannot be combined with any offer, bonus or discount (except for autopay discount). Open a SoFi Money® account. Your $350 bonus will be deposited once your loan is funded. See full terms and conditions.

How to Calculate Your
Student Loan Savings

Our calculator shows how much you can save on your student loans by refinancing with SoFi. Just add in your current student loan information, and we’ll calculate your estimated savings—both monthly and over the lifetime of your loan. If you have multiple student loans, simply combine the loans and average their principal.

Enter Your
Current Loan

What type of loans do you have?
OR
Are you currently making payments on your federal loans?
Are you currently making payments on your federal loans?

Compare a
SoFi Loan

Term : 10 Years
Fixed Interest Rate : % – % *
5 7 10 15 20
Does refinancing make sense for you?

Est. Monthly
Savings

See methodology below*
$ –

Est. Lifetime
Savings

See methodology below*
$ –
Based on these numbers, you may want to consider refinancing now while rates are low. You could be saving an est $0 over the life of your loans!
P.S. our starting rates are lower than they’ve been in the last 2 years.
Now may not be the right time to refinance!
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*Calculated payments and savings are only estimates. All SoFi rates shown include the SoFi 0.25% autopay discount. You are not required to enroll in autopay. Estimated savings shown is based on the lowest SoFi APR of available rate ranges shown. For federal loans: we assume payments are made at the end of the month and that the current federal loan relief, which assumes 0% interest and no required payments until 05/01/2022, will expire on that date. When federal loan payments resume, we assume your federal monthly payment remains the same, and the maturity date will be pushed out the length of the current federal loan relief.Using the free calculator is for informational purposes only, does not constitute financial advice or an offer to receive a loan. Any payments and savings will depend on the actual amounts for which you are approved, should you choose to apply.

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