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Your student loans are not.

Get out of student debt
sooner with SoFi.

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Speed matters. Which is why you can check your loan rates or start investing–online and in minutes.

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Transparency is our policy

We’re big fans of the phrase, “what you see is what you get.” No hidden fees, no hidden meanings.

how we work

All together now

Our community-first approach means we offer products and services designed to put our members first. Always.

membership benefits

$40 billion

in funded loans


members and counting


would recommend
SoFi to a friend3

SoFi membership has its benefits.

Networking experiences—not bank branches.

We regularly host member experiences like dinners, happy hours, educational events, so you can connect with members in the SoFi community.

Over 200+ experiences—free for all SoFi members.

Career coaching for all members.

From resumes to raises, our dedicated team of career coaches are here to help you make your next move.

100% complimentary for all SoFi members.

Complimentary financial advising.

Put your financial goals in reach with guidance from our team of credentialed advisors.

A $750 value*—no cost for all SoFi members.

Additional rate discounts on loans.

Get a rate discount✝︎✝︎ on any additional SoFi loans of a different type—just for being a SoFi member. Those savings can really add up.

Get a 0.125% rate discount just for being a member.

Hear what our members have to say.


Member, Student Loan Refinancing

Roger & Katie

Members, Mortgage

Find your rates in
two minutes.

SoFi looks beyond just credit scores to consider factors like career experience,
monthly income vs. expenses, and financial history.

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