✝To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
SoFi Relay offers users the ability to connect both SoFi accounts and external accounts using Plaid, Inc.’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. Based on your consent SoFi will also automatically provide some financial data received from the credit bureau for your visibility, without the need of you connecting additional accounts. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score is a VantageScore® based on TransUnion® (the “Processing Agent”) data.
To delete your connected external accounts, select “Delete” in “Manage accounts” to remove accounts per institution. This can be found to the right of the institution’s name. Confirm by selecting “Delete institution” to remove all accounts and associated data under the deleted institution from SoFi Relay. If you only want to hide a single account, tap “Edit” instead.
To discontinue credit score monitoring, select the information icon from the “Credit Score” dashboard. Select “Turn off credit score monitoring” at the bottom of the screen and confirm by selecting “Turn off credit score monitoring” once more to remove your credit data from SoFi Relay.
If you have any issues canceling or deleting a connection from SoFi Relay or discontinuing credit score monitoring, please call 1-855-456-SOFI (7634).
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*Terms and conditions apply. Learn more at SoFi.com/rewards.
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