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How to Protect Your Credit and Online Data From Fraud—A Year After The Equifax Breach

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Student loan interest rate Vs. APR

Student Loan APR vs. Interest Rate: 5 Essential FAQs

Got student loans? We’ve got you covered with our Student Loan Smarts blog series. Our expert tips and hacks will help you save money, pay off loans sooner, and stress less about student loan debt. Read the other posts in the series to get all the info you need to make intelligent decisions about your student loans.

Pop quiz: What’s the difference between student loan APR and student loan interest rate?

If you don’t know the answer, that’s completely understandable. It’s not information you need every day, but it will come in handy when applying for or refinancing student loans. Both terms impact how much money you’ll spend on total interest, so they should factor into your decision when comparing loans and lenders.

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