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Millennials Are Seeking Prenups—and It Might Just Be Worth Considering

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Grace Period Ending? Create a Student Loan Repayment Strategy to be Thankful For

This week, many Americans are taking time to reflect on the things they’re grateful for.  But for some people, the season of giving thanks actually represents something that they aren’t all that thankful for – student debt.  November and December mark the end of many student loan grace periods, which means this is the time of year when recent grads have to start paying back student loans.

If you fall into this category, here’s something you can be thankful for: a smart student loan repayment strategy.  Because make no mistake – paying back student loans does require a strategy, particularly for the average graduate, law or medical school grad shouldering six figures of student loan debt.

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Student loan interest rate Vs. APR

Student Loan APR vs. Interest Rate: 5 Essential FAQs

Got student loans? We’ve got you covered with our Student Loan Smarts blog series. Our expert tips and hacks will help you save money, pay off loans sooner, and stress less about student loan debt. Read the other posts in the series to get all the info you need to make intelligent decisions about your student loans.

Pop quiz: What’s the difference between student loan APR and student loan interest rate?

If you don’t know the answer, that’s completely understandable. It’s not information you need every day, but it will come in handy when applying for or refinancing student loans. Both terms impact how much money you’ll spend on total interest, so they should factor into your decision when comparing loans and lenders.

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How to avoid predatory student loan scams

5 Ways to Avoid Predatory Student Loan Scams

Got student loans? We’ve got you covered with our Student Loan Smarts blog series. Our expert tips and hacks will help you save money, pay off loans sooner, and stress less about student loan debt. Read the other posts in the series here to get all the info you need to make intelligent decisions about your student loans.

Unfortunately, spotting a student loan scam today is more challenging than you might think. It can come in the form of a Facebook ad, an email, or a cheerful voicemail:

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