SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue,
as well as taking action as informed allies. We are donating $1 million to organizations that empower people of color and their allies.

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Get up to 50,000 miles.

Save on your student loans by choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Ever. Plus, you’ll earn one Mileage Plan™ mile for every $2 you refinance, up to 50,000 miles **.Just enter your Mileage Plan™ information in the application after you’ve uploaded your documents.

Fixed rates start at 3.20% APR ranging up to 6.44% APR and variables are as low as 2.99% APR ranging up to 7.170% APR, when enrolled in AutoPay1.

Checking your rate will not affect your credit score✝.

Why refinance student loans with SoFi?

One monthly bill

SoFi can refinance—and consolidate—both federal and private loans.

Flexible terms

With terms from 5-20 years, save money on payments or pay off your loan faster.

No hidden fees

No origination fees and no prepayment penalties.

Questions?

Call us for a free consultation
855-525-7634 (SOFI).

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)

✝︎ To check the rates and terms you qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

**Offer eligible for new student loan refinance customers only and may not be combined with any other offers or discounts, apart from the AutoPay discount. Offer is subject to lender approval. To receive this offer, you must: (1) have and provide your Mileage Plan™ account number; (2) complete a loan application with SoFi for a student loan refinance product; (3) register and/or apply through the landing page sofi.com/alaska; (4) and meet SoFi’s underwriting criteria. Once conditions are met and the loan has been disbursed, you will receive your Mileage Plan miles within 90 days. SoFi reserves the right to change or terminate the offer at any time with or without notice. Additional restrictions or conditions may apply.
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