Save on your student loans by choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Ever. Plus, you’ll earn one Mileage Plan™ mile for every $2 you refinance, up to 50,000 miles**. Just enter your Mileage Plan™ information in the application after you’ve uploaded your documents.
Fixed rates start at 3.899% APR and variables are as low as 2.480% APR, when enrolled in AutoPay1.Find My Rate in 2 mins
Checking your rate will not affect your credit score✝.
SoFi can refinance—and consolidate—both federal and private loans.
With terms from 5-20 years, save money on payments or pay off your loan faster.
No origination fees and no prepayment penalties.Learn more