Get up to
50,000 miles.

Save on your student loans by choosing between a range of rates and terms. No prepayment penalties and no hidden fees. Ever. Plus, you’ll earn one Mileage Plan™ mile for every $2 you refinance, up to 50,000 miles**. Just enter your Mileage Plan™ information in the application after you’ve uploaded your documents.

Fixed rates start at 3.90% APR and variables are as low as 2.47% APR, when enrolled in AutoPay1.

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Checking your rate will not affect your credit score.

Why refinance
student loans
with SoFi?

Learn more

One monthly bill

SoFi can refinance—and consolidate—both federal and private loans.

Flexible terms

With terms from 5-20 years, save money on payments or pay off your loan faster.

No hidden fees

No origination fees and no prepayment penalties.

Learn more


Call us for a free consultation
855-525-7634 (SOFI).

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