Apply through this page to get $500 after becoming a SoFi mortgage borrower.‡
With our unique mortgage options, you can own the home you love now. Our underwriting approach may allow you to qualify for more financing than traditional lenders offer. We offer flexible down payments ranging from 10-50%, even on jumbo loans. Think of it as more house, less headache.
Put as little as 10% down with no borrower-paid mortgage insurance required.
See the rates you pre-qualify for online, in just two minutes.
Qualify for more financing with flexible debt-to-income limits.
Get a 0.125% rate discount✝✝ on an additional SoFi loan—just for being a member.
No application, origination, or other lender fees. No pre-payment penalties.
Applications typically close in less than 30 days.
Takes two minutes. Won't affect
your credit score.✝