A finance company that
can help you get ahead.

That’s SoFi.

Checking your rate will not affect your credit score.✝︎


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Speed matters. Which is why you can check your loan rates or start investing–online and in minutes.

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Transparency is our policy

We’re big fans of the phrase, “what you see is what you get.” No hidden fees, no hidden meanings.

how we work

All together now

Our community-first approach means we offer products and services designed to put our members first. Always.

membership benefits

$40 billion

in funded loans


members and counting


would recommend
SoFi to a friend3

SoFi membership has its benefits.

Networking experiences—not bank branches.

We regularly host member experiences like dinners, happy hours, educational events, so you can connect with members in the SoFi community.

Over 200+ experiences—free for all SoFi members.

Career services for all members.

Level up your career with access to a suite of services including resume-parsing technology, a personalized strengths assessment and one-on-one career coaching.

100% complimentary for all SoFi members.

Complimentary financial advising.

Put your financial goals in reach with guidance from our team of credentialed advisors.

A $750 value*—no cost for all SoFi members.

Additional rate discounts on loans.

Get a rate discount✝︎✝︎ on any additional SoFi loans of a different type—just for being a SoFi member. Those savings can really add up.

Get a 0.125% rate discount just for being a member.

Strangers Talking Money

Watch what happens when people discuss money like they never have before.

View the videos

Find your rates in
two minutes.

SoFi looks beyond just credit scores to consider factors like career experience,
monthly income vs. expenses, and financial history.

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