SoFi is committed to fighting racism, standing in solidarity with all of our communities, providing space for open dialogue,
as well as taking action as informed allies. We are donating $1 million to organizations that empower people of color and their allies.

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Pay off debt sooner, invest in your future, or refinance your mortgage—all in one app. This is why our members love SoFi.

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As a SoFi member, you’ll get access to exclusive benefits that help set you up for success with your money, community, and career—at no cost.

In-person experiences

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  • On-demand tools like raise negotiation prep

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  • Personalized advice based on your unique financial situation

Referral bonuses

  • Get a cash bonus when a friend or family member’s loan is funded
  • Earn up to $10,000 for sharing
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