Mortgage loans

10% down.
100% home.

Make your dream home a reality with as little
as 10% down on mortgages up to $3M.

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Takes two minutes. Won't affect your credit score.

Get more from
your mortgage

Affordable down payment

Put as little as 10% down with no borrower-paid PMI required.

Fast financing

We’ll help you close quickly so you are able to move in sooner. Usually within 30 days.

No origination fees

No application, origination, or other lender fees. No pre-payment penalties.

Buy more house

Qualify for more financing with flexible debt-to-income limits.

How it works

Painless pre-qualification

Get pre-qualified online in two minutes. No obligations, no commitments, no hidden fees.

Select your loan.

Find the loan that matches your financial goals and apply online.

Receive the funds.

Once you sign your paperwork, we'll transfer the funds. Usually within 30 days.

See your rate

Takes two minutes. Won't affect
your credit score.

Choose the mortgage
that works for you

Takes two minutes. Won't affect
your credit score.

Meet Roger & Katie

Meet Sandya

  • SoFi Lending Corp.
  • SoFi Mortgage, LLC
SoFi Lending Corp. (NMLS# 1121636) is licensed to originate mortgages in Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Maryland, Minnesota, Montana, Nevada, New Jersey, New York, North Carolina, North Dakota, Oregon, Pennsylvania, Rhode Island, Tennessee, Texas, Utah, Vermont, Washington, Washington, D.C., Wisconsin, and Wyoming.
SoFi Mortgage, LLC (NMLS# 1484615) is an affiliate of SoFi Lending Corp. that offers additional geographies and products not always available under the SoFi Lending Corp. license. SoFi Mortgage, LLC is licensed to originate mortgages in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Dakota, Texas, Tennessee, Vermont, Washington, Washington, D.C., Wisconsin, and Wyoming. Products and terms may vary from those advertised on this site.
View Mortgage Licenses and Eligibility

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Without affecting your credit score.

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